Home Loan

It is possible to get a home loan with bad credit, although you’ll probably pay higher interest rates and you may need to come up with a larger deposit.

Loan details

Maximum Loan Amount
R50,000-R1000,000
Term
12-48 months
Interest Rates
Starting at 5%
Application Process
10-minute online or by phone
Funds paid into your account
Next business day following approval
Repayment Frequency
Weekly or Fortnightly
Fees and Charges
Depend on the purpose

Loan Calculator

Loan details

Maximum Loan Amount
R50,000-R1000,000
Term
12-48 months
Interest Rates
Starting at 5%
Application Process
10-minute online or by phone
Funds paid into your account
Next business day following approval
Repayment Frequency
Weekly or Fortnightly
Fees and Charges
Depend on the purpose

A Home Loan from Steady Bridge SA helps you finance the purchase of your dream home or renovate your existing property. We offer competitive rates and flexible terms to make homeownership a reality.

Who It’s For:

  • First-time homebuyers looking to purchase their first property.

  • Homeowners planning to renovate or extend their current home.

  • Investors purchasing property for rental or resale.

What It’s For:

  • Buying a new home or apartment.

  • Renovating or upgrading your current home.

  • Refinancing an existing home loan for better terms.

  • Purchasing land for construction.

Benefits:

  • Competitive Interest Rates: Affordable rates to make homeownership accessible.

  • Long Repayment Terms: Repay over a period of up to 20 years.

  • Flexible Loan Amounts: Borrow according to your property value and needs.

  • Expert Guidance: Our team will guide you through the entire process.

  • Quick Approval: Get approved and move into your dream home faster.

How to Get It:

  1. Apply Online: Complete our home loan application form.

  2. Submit Documents: Provide your ID, proof of income, and property details.

  3. Get Approved: Receive a decision quickly.

  4. Secure Your Home Loan: Move into your dream home or start renovations

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